Germantown Homes under $400,000

Germantown Homes under $400,000

Welcome to Germantown, Maryland – a vibrant community nestled within the heart of Montgomery County. Just a short drive from the bustling capital of Washington, D.C., Germantown offers the perfect blend of suburban charm and urban convenience. With its rich history, diverse population, and a plethora of recreational opportunities, this city is an ideal place for families, professionals, and everyone in between.

Germantown boasts a variety of amenities, including parks, shopping centers, and top-rated schools, making it a desirable location for those seeking a balanced lifestyle. Outdoor enthusiasts will appreciate the scenic beauty of the nearby Seneca Creek State Park, which offers hiking trails, fishing spots, and picnic areas. The community is also home to numerous cultural events and festivals, fostering a strong sense of belonging and camaraderie among residents.

For those looking to purchase a home in Germantown, you’ll be pleased to know that the market offers fantastic options under $400,000. Whether you’re searching for a cozy townhouse, a charming single-family home, or a spacious condo, Germantown has something to suit every taste and budget. These affordable properties provide an excellent opportunity to invest in a thriving community without breaking the bank.

With its welcoming atmosphere, convenient location, and affordable housing options, Germantown is not just a place to live – it’s a place to thrive. Explore the possibilities and discover your dream home in this delightful Maryland city today!

Newest Germantown Homes under $400,000

20017 Dunstable Cir Unit 109-24, Germantown
$244,900
2 Beds ⋅ 2 Baths
Discover the epitome of contemporary living in this exquisite 2-bedroom, 1.5-bathroom unit nestled within the prestigious Scenery Pointe community. Spanning 1,102 square feet, this charming garden-style apartment offers a harmonious blend of comfort and sophistication, perfect for those seeking a serene retreat. Step inside to find an inviting layout that seamlessly connects living spaces, ideal for both relaxation and entertaining. The contemporary design is complemented by an abundance of natural light, creating a warm and welcoming atmosphere throughout. Enjoy the convenience of in-unit washer and dryer hookups, ensuring that daily tasks are effortlessly managed. The community amenities elevate your lifestyle, featuring beautifully maintained common grounds, tot lots, and scenic jogging paths for leisurely strolls. Assigned parking adds an extra layer of convenience, while the comprehensive association services-including exterior building maintenance, lawn care, and snow removal-allow you to enjoy a carefree lifestyle. Located in a vibrant neighborhood, this residence is just moments away from local attractions, dining, and shopping, making it an ideal choice for those who appreciate both tranquility and accessibility. Experience the luxury of low-maintenance living in a community that prioritizes comfort and convenience. Embrace the lifestyle you deserve at Scenery Pointe, where every day feels like a getaway.

20017 Dunstable Cir Unit 109-24, Germantown

Listing courtesy of McWilliams/Ballard Inc.. Contact:

20217 Shipley Ter Unit 2-B-302, Germantown
$225,000
2 Beds ⋅ 1 Baths
Is Lakeview Condos one of Montgomery County’s best values? This top-floor unit makes a strong case. Beautifully updated and move-in ready, the home features fresh paint, ceramic tile, recessed lighting, and a recently updated kitchen with granite countertops, stainless steel appliances, glass-front cabinetry, and stylish finishes. The updated bath features glass tile accents, while the second bedroom offers custom built-ins for added character and storage. The exceptionally large primary bedroom easily accommodates a California king with room to spare. Additional highlights include a wood-burning fireplace with marble hearth and mantle, in-unit washer and dryer, double-pane vinyl windows approximately four years old, HVAC just one year old, and a private oversized balcony. The location is just as impressive. Lakeview connects directly to the Lake Churchill path system leading into Black Hill Regional Park and Little Seneca Lake, with miles of paved paths and trails plus boating, biking, fishing, and abundant wildlife. Community amenities include two pools, a clubhouse, basketball and tennis courts, with water, lake access, and paths included in the condo fee. Convenient to I-270, Germantown Town Center, Germantown Library, BlackRock Center for the Arts, Germantown Transit Center, restaurants, shopping, and more. A spacious, updated top-floor condo surrounded by nature while still close to everything Germantown has to offer. **FHA APPROVED** Some photos may be virtually staged.

20217 Shipley Ter Unit 2-B-302, Germantown

Listing courtesy of RLAH @properties. Contact:

12540 Laurel Grove Pl, Germantown
$317,000
2 Beds ⋅ 2 Baths
Modern finishes, valuable updates, and a fenced backyard make this two-bedroom, one-and-a-half-bath townhome a standout in Germantown. A landscaped front garden welcomes you inside, where neutral tones, crown molding, and flooring updated in June 2023 create a cohesive feel across both levels, including the living room, dining room, and bedrooms. The kitchen features white cabinetry, stainless steel appliances updated in June 2024, granite countertops, a tile backsplash, and a breakfast bar that connects to the dining area—keeping conversation flowing while you cook or entertain. The adjoining living room offers recessed lighting, natural light, and direct access to the backyard, while a main-level powder room adds everyday convenience. Upstairs, two bedrooms provide comfortable space to unwind, with a full bathroom featuring a tiled tub/shower surround and convenient laundry on the bedroom level. Additional updates include the HVAC system in June 2024, the roof in September 2017, and top-rated Anderson Windows. Out back, the fenced yard features an expansive deck with room for outdoor dining, grilling, and relaxing, plus a gate for rear access. Whether enjoying your morning coffee or hosting friends, this outdoor space is a natural extension of the home. Conveniently located near Germantown shopping, dining, and everyday essentials, with easy access to I-270, this home brings together inviting interiors, thoughtful updates, and a practical Montgomery County location.

12540 Laurel Grove Pl, Germantown

Listing courtesy of EXP Realty, LLC. Contact:

13107 Millhaven Pl Unit 6-I, Germantown
$325,000
2 Beds ⋅ 2 Baths
Welcome home to this spacious and inviting 2-bedroom, 2-full-bath condo in the desirable Cloppers Mill community of Germantown! Offering approximately 1,148 square feet of comfortable living space, this home features an open and airy floor plan designed for both everyday living and entertaining. The generous living room is anchored by a cozy gas fireplace and flows effortlessly into the separate dining area, providing plenty of room for gatherings with family and friends. The kitchen offers gas cooking, abundant cabinetry and convenient access to the main living spaces. The spacious primary suite provides a relaxing retreat with a private ensuite bath featuring a soaking tub and a huge walk in closet while the generously sized second bedroom & additional full bath offer flexibility for guests, remake it into a home office or additional living space. In-unit laundry adds everyday convenience. This unit is a rare find since it is conveniently located on the main floor & also has an access ramp / zero entry stairs to get inside the home. Ideally located in Germantown with easy access to shopping, dining, parks and major commuter routes, including Great Seneca Highway and I-270. Enjoy being just minutes from Germantown Town Center with convenient access to Maryland Soccer Plax and endless trails, tennis, indoor swim and familiy activities as well as a short drive to Kentlands, RIO and Downtown Crown. Spacious, comfortable and conveniently located—13107 Millhaven Place apt. I is ready to welcome its next owner!

13107 Millhaven Pl Unit 6-I, Germantown

Listing courtesy of RE/MAX Realty Centre, Inc.. Contact:

19609 Galway Bay Cir Unit 202, Germantown
$265,000
2 Beds ⋅ 2 Baths
Welcome Home to Ashmore at Germantown! Embrace the effortless, low-maintenance living with this 2-bedroom, 2-bathroom condo nestled in the highly desirable Ashmore community. Combining classic style with modern updates, this move-in-ready home boasts an intuitive layout accented by refined crown molding and stylish, durable Luxury Vinyl Plank (LVP) flooring throughout the main living spaces. Sun-filled windows and sliding glass doors flood the interior with natural light while providing direct access to your private balcony the perfect spot to enjoy morning coffee or evening relaxation. The well-appointed kitchen offers counter space, abundant cabinet storage, and a comfortable layout. Retreat to the primary suite, featuring a spacious walk-in closet and a private en-suite bathroom complete with a deep soaking tub designed for ultimate relaxation. Across the home, the versatile second bedroom and full guest bathroom provide the ideal setup for guests, a dedicated home office, or a roommate layout. Everyday convenience is made easy with a washer and dryer in the unit. A RARE and invaluable feature of this home is its exceptional parking package: a private attached garage spot, an additional parking space right outside the garage door, plus a second dedicated assigned spot giving you three designated parking spots in total! As an Ashmore resident, you’ll enjoy top-tier resort-style amenities right outside your door, including a sparkling outdoor swimming pool with sundeck, a well-equipped fitness center, a resident clubhouse, and beautifully landscaped grounds. Located in the heart of Germantown, this home offers quick access to major commuter routes like I-270, Route 355, and the Germantown MARC station. You're minutes from shopping, dining, and entertainment at Germantown Town Center, BlackRock Center for the Arts, and Topgolf, plus endless outdoor recreation at Black Hill Regional Park and Seneca Creek State Park. Whether you're a first-time homebuyer, downsizing, or looking for a turnkey property, this Ashmore condo offers the ultimate blend of comfort and lifestyle. Schedule your private tour today!

19609 Galway Bay Cir Unit 202, Germantown

Listing courtesy of Compass. Contact:

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