St Charles Homes under $400,000

St Charles Homes under $400,000

Welcome to St. Charles, a vibrant and family-friendly subdivision nestled in the heart of White Plains, Maryland! This charming community offers a perfect blend of suburban tranquility and modern convenience, making it an ideal place to call home. With its lush green spaces, well-maintained parks, and friendly neighborhoods, St. Charles is designed for those seeking a peaceful lifestyle without sacrificing access to urban amenities.

One of the standout features of St. Charles is its diverse selection of homes, particularly those priced under $400,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you’ll find a variety of options that cater to your needs and budget. From cozy townhomes to spacious single-family residences, each property boasts unique architectural styles and modern finishes that reflect the warmth and charm of the community.

Residents of St. Charles enjoy easy access to a wealth of local attractions, including shopping centers, dining options, and recreational facilities. The community is also conveniently located near major highways, making commuting to nearby cities a breeze. Families will appreciate the highly rated schools and safe neighborhoods that make St. Charles a desirable place to raise children.

Experience the welcoming atmosphere of St. Charles, where community spirit thrives and every neighbor feels like family. With homes available under $400,000, now is the perfect time to explore the possibilities and discover your dream home in this enchanting Maryland subdivision. Come see why St. Charles is the perfect place to start your next chapter!

Newest St Charles Homes under $400,000

5642 Ludlow Pl, White Plains
$389,990
2 Beds ⋅ 4 Baths
Welcome Home to St. Charles – Highlands Community! Move right into the Baylor floor plan, a beautifully designed three-story townhome offering 2 bedrooms, 3 full baths, and 1 half bath, thoughtfully crafted for modern living and flexibility. This desirable end unit features a stone front with side elevation delivering curb appeal and durability, paired with vinyl flooring on the 1st level entry hallway and 2nd levels. The home is perfectly positioned with peaceful views. The entry-level (lower level) includes — flex room ideal for a private home office, gym, or bonus living area and full bath for convenience. The main living level showcases a bright, open-concept layout designed for entertaining and everyday comfort. The kitchen is equipped with stainless steel appliances, center island, and breakfast area, flowing seamlessly into the spacious living room. A convenient powder room and a deck off of the kitchen extend your living space outdoors. The upper bedroom level offers two generously sized bedrooms, including a stunning primary suite with vaulted ceilings, a walk-in closet, and a spa-inspired en-suite bath featuring a dual vanity. A secondary bedroom, full hallway bath, and laundry conveniently located on this level with washer and dryer included complete the home. This move-in-ready residence is located in the sought-after St. Charles Highlands community, where residents enjoy access to a clubhouse, fitness center, swimming pool, tot lot/playground, and dog park. MOVE IN Ready! Schedule your showing today and experience comfort, privacy, and community living at its best! Prices and features are subject to change. Photos are for illustrative purposes only.

5642 Ludlow Pl, White Plains

Listing courtesy of Keller Williams Preferred Properties. Contact:

5641 Ludlow Pl, White Plains
$384,990
2 Beds ⋅ 4 Baths
Welcome Home to St. Charles – Highlands Community! Move right into the Baylor floor plan, a beautifully designed three-story townhome offering 2 bedrooms, 3 full baths, and 1 half bath, thoughtfully crafted for modern living and flexibility. This desirable end unit features a stone front with side elevation delivering curb appeal and durability, paired with vinyl flooring on the 1st level entry hallway and 2nd levels. The home is perfectly positioned with peaceful views. The entry-level (lower level) includes — flex room ideal for a private home office, gym, or bonus living area and full bath for convenience. The main living level showcases a bright, open-concept layout designed for entertaining and everyday comfort. The kitchen is equipped with stainless steel appliances, center island, and breakfast area, flowing seamlessly into the spacious living room. A convenient powder room and a deck off of the kitchen extend your living space outdoors. The upper bedroom level offers two generously sized bedrooms, including a stunning primary suite with vaulted ceilings, a walk-in closet, and a spa-inspired en-suite bath featuring a dual vanity. A secondary bedroom, full hallway bath, and laundry conveniently located on this level with washer and dryer included complete the home. This move-in-ready residence is located in the sought-after St. Charles Highlands community, where residents enjoy access to a clubhouse, fitness center, swimming pool, tot lot/playground, and dog park. MOVE IN Ready! Schedule your showing today and experience comfort, privacy, and community living at its best! Prices and features are subject to change. Photos are for illustrative purposes only.

5641 Ludlow Pl, White Plains

Listing courtesy of Keller Williams Preferred Properties. Contact:

5609 Ludlow Pl, White Plains
$394,990
3 Beds ⋅ 4 Baths
Nestled in the desirable St. Charles community, this exquisite new construction townhouse, completed in 2025, offers a harmonious blend of modern luxury and inviting comfort. With 1,829 square feet of thoughtfully designed living space, this home is perfect for those seeking a refined lifestyle. As you step inside, you are greeted by an open floor plan that seamlessly connects the kitchen, dining, and living areas, creating an ideal space for both relaxation and entertaining. The combination kitchen and dining area is a chef's dream, featuring ample table space and an eat-in option, perfect for casual meals or hosting gatherings. The family room, conveniently located off the kitchen, is bathed in natural light, thanks to large windows that enhance the warm ambiance. The interior boasts high-end finishes, including elegant wood floors and plush carpeting that add a touch of sophistication. Recessed lighting throughout the home creates a cozy atmosphere, while the walk-in closets in the bedrooms provide ample storage space, ensuring that everything has its place. Retreat to the luxurious primary suite, where you'll find a spa-like bathroom featuring a walk-in shower, designed for relaxation and rejuvenation. Each of the three bedrooms is generously sized, offering comfort and privacy for all. The fully finished daylight basement expands your living space, providing endless possibilities for a game room, home office, or additional entertainment area. With three full bathrooms and an additional half bath, convenience is at your fingertips. Step outside to enjoy the community amenities, including a sparkling outdoor pool, fitness center, and recreational center, perfect for an active lifestyle. The beautifully maintained common areas and picnic spots invite you to unwind and connect with neighbors. This property also features an attached garage with front entry, ensuring easy access and additional convenience. The low-maintenance lot, spanning just 0.05 acres, allows you to spend more time enjoying your home and less time on upkeep. Experience the exclusive lifestyle that this St. Charles townhouse offers, where luxury meets comfort in a vibrant community setting. Don't miss the opportunity to make this stunning property your new home.

5609 Ludlow Pl, White Plains

Listing courtesy of Samson Properties. Contact:

5619 Ludlow, White Plains
$349,990
2 Beds ⋅ 4 Baths
Welcome Home to St. Charles – Highlands Community! Move right into the Baylor floor plan, a beautifully designed three-story townhome offering 2 bedrooms, 3 full baths, and 1 half bath, thoughtfully crafted for modern living and flexibility. This desirable end unit features a stone front with side elevation delivering curb appeal and durability, paired with vinyl flooring on the 1st level entry hallway and 2nd levels, . The home is perfectly positioned with peaceful views. The entry-level (lower level) includes — flex room ideal for a private home office, gym, or bonus living area and full bath for convenience. The main living level showcases a bright, open-concept layout designed for entertaining and everyday comfort. The kitchen is equipped with stainless steel appliances, center island, and breakfast area, flowing seamlessly into the spacious living room. A convenient powder room and a deck off of the kitchen extend your living space outdoors. The upper bedroom level offers two generously sized bedrooms, including a stunning primary suite with vaulted ceilings, a walk-in closet, and a spa-inspired en-suite bath featuring a dual vanity. A secondary bedroom, full hallway bath, and laundry conveniently located on this level with washer and dryer included complete the home. This move-in-ready residence is located in the sought-after St. Charles Highlands community, where residents enjoy access to a clubhouse, fitness center, swimming pool, tot lot/playground, and dog park. MOVE IN Ready! Schedule your showing today and experience comfort, privacy, and community living at its best! Prices and features are subject to change. Photos are for illustrative purposes only.

5619 Ludlow, White Plains

Listing courtesy of Keller Williams Preferred Properties. Contact:

10722 Great Lakes Pl, White Plains
$390,000
2 Beds ⋅ 2 Baths
Welcome home to 10722 Great Lakes Place, a beautifully maintained single-level home in a sought-after 55+ community in White Plains — where one-floor living meets true move-in-ready comfort. No stairs, no compromises. This 2-bedroom, 2-bath home is offered at $390,000, with a monthly HOA fee of $273 covering community amenities and maintenance. Step inside to an open-concept great room bathed in natural light, flowing seamlessly into a chef-caliber kitchen featuring a 5-burner gas cooktop, double wall oven, built-in microwave, and a generous quartz-topped island — ideal for everyday living and effortless entertaining alike. Crisp white subway tile, soft gray cabinetry, and stainless appliances give the space a clean, timeless feel. The private primary suite offers a peaceful retreat with a tray ceiling, a spacious walk-in closet, and an ensuite bath with a dual-sink quartz vanity and walk-in shower. A second full bath with a granite-topped vanity and tub/shower combo serves guests and additional bedrooms with ease. Step outside to your own covered patio — the perfect spot for morning coffee or evening unwinding, with none of the upkeep of a traditional yard. Attached one-car garage included. This is single-level, low-maintenance living at its best — in a community built for exactly this lifestyle. Residents enjoy access to a clubhouse, fitness center, pool, walking trails, and a pickleball court, with yard maintenance included in the HOA fee — so your weekends stay yours. Schedule your private tour today.

10722 Great Lakes Pl, White Plains

Listing courtesy of Compass. Contact:

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