West Side Homes under $400,000

West Side Homes under $400,000

Welcome to the West Side subdivision, a hidden gem nestled in the heart of Allegany County, Maryland. This charming community offers a perfect blend of suburban tranquility and convenient access to urban amenities, making it an ideal choice for families, young professionals, and retirees alike.

West Side is characterized by its friendly atmosphere, where neighbors become friends, and community spirit thrives. The subdivision features a variety of well-maintained homes, many of which are attractively priced under $400,000. This affordability allows prospective homeowners to find their dream residence without breaking the bank. Whether you’re seeking a cozy single-family home with a spacious yard or a modern townhouse with contemporary finishes, West Side has something for everyone.

Residents of West Side enjoy the benefits of a peaceful environment, complemented by lush parks and recreational facilities nearby. Families can take advantage of excellent local schools, ensuring quality education for their children. The subdivision is also conveniently located, providing easy access to major highways and nearby shopping, dining, and entertainment options.

In addition to its affordability and community charm, West Side offers a diverse range of outdoor activities. With the stunning natural beauty of Allegany County surrounding the area, residents can explore hiking trails, picnic spots, and scenic views, making it easy to embrace an active lifestyle.

If you’re looking for a welcoming neighborhood with affordable housing options, West Side is the perfect place to call home. Discover the warmth and charm of this delightful subdivision today!

Newest West Side Homes under $400,000

236 Glenn St, Cumberland
$299,999
6 Beds ⋅ 3 Baths
<BR> PRICE REDUCED FOR QUICK SALE! <BR> <BR> 236 Glenn St, Cumberland, MD 21502 <BR> Renovated Three-Unit Property | Strong Rental Income Potential <BR> <BR> Build your investment portfolio or live in one unit while the other two help offset your mortgage! This fully renovated property offers three two-bedroom, one-bath units, totaling six bedrooms and three full bathrooms. All furniture in the property conveys. Previously Reported Rental Income <BR> <BR> First level: Two bedrooms and one full bathroom — $1,600/month. <BR> <BR> Second level: Two bedrooms and one full bathroom — $1,600/month. <BR> <BR> Third level: Two bedrooms and one full bathroom, with exterior stair access — $1,500/month. <BR> <BR> That totals $4,700 per month—or $56,400 annually—in gross rental income, offering an attractive foundation for potential cash flow. <BR> <BR> Two Ways to Buy <BR> <BR> Owner-occupants: Eligible buyers may purchase through Fannie Mae financing with as little as 5% down when occupying one unit as their primary residence. Qualifying rental income from the other two units may help support mortgage approval. <BR> <BR> Investors: Ask about DSCR financing with as little as 20% down with NO bank statements and no tax returns and minimum documentation to qualify —up to 80% loan-to-value—for this three-unit property. This financing approach evaluates the property’s rental income to support qualification. <BR><BR> Convenient Cumberland Location Enjoy access to shopping, parks, downtown amenities, and the Cumberland train station, surrounded by the historic character and Appalachian charm of Western Maryland. <BR><BR> Renovated. Furnished. Income potential. <BR> <BR> Schedule your private showing today and make an offer! <BR> <BR> Previously reported rents are subject to verification and do not guarantee future income. Actual cash flow depends on mortgage payments, operating expenses, maintenance, and vacancies. All financing is subject to borrower and property eligibility, current lender guidelines, and approval.

236 Glenn St, Cumberland

Listing courtesy of Long & Foster Real Estate, Inc.. Contact:

554 Greene St, Cumberland
$210,000
4 Beds ⋅ 2 Baths
Stunning Historic Charm Meets Modern Comfort at 554 Greene! Built in 1920, this beautiful all-brick home is filled with character and timeless appeal. Original wood trim and architectural details showcase the craftsmanship of a bygone era, while thoughtful updates provide the comfort and convenience today’s buyers desire. This spacious four-level home features 4 bedrooms and 2 full baths, along with an updated kitchen, double oven, all new appliances, and renovated baths. A bright sunroom off the dining room offers the perfect spot to enjoy your morning coffee, relax with a good book, or take in the character of the home. Enjoy outdoor living from both the front and rear porches, while the full basement provides excellent storage and additional possibilities. A 2-car garage adds valuable off-street parking and convenience. Located just steps from local shops, restaurants, and cultural attractions, this home puts you close to the best of the community while offering the space and character of a true historic property. Don’t miss this opportunity to own a piece of history with the comforts of today!

554 Greene St, Cumberland

Listing courtesy of Charis Realty Group. Contact:

845 Gephart Dr, Cumberland
$139,000
3 Beds ⋅ 2 Baths
Discover a charming residence nestled in the desirable West Side neighborhood, where modern comfort meets timeless elegance. This traditional-style home, built in 1900 and set for a major renovation in 2026, boasts a perfect blend of character and contemporary updates, making it an ideal sanctuary for those seeking a peaceful suburban lifestyle. Step inside to find a thoughtfully designed interior that exudes warmth and sophistication. The spacious layout features three inviting bedrooms and one and a half bathrooms, providing ample space for relaxation and privacy. The heart of the home is the combination kitchen and dining area, where culinary creativity flourishes. The kitchen is equipped with essential appliances, including a gas oven/range, refrigerator, dishwasher, and range hood, ensuring every meal is a delight. Elegant crown moldings and rich wood floors enhance the home's aesthetic, while ceiling fans provide comfort throughout the seasons. The traditional floor plan allows for seamless flow between rooms, making entertaining effortless. Outside, the property is equally captivating. The lot features beautifully landscaped front and back yards, with the added benefit of backing to serene trees that offer privacy and a touch of nature. Enjoy breathtaking mountain views that create a picturesque backdrop for your daily life. The community pool invites you to unwind and socialize during warm summer days, enhancing your outdoor living experience. Conveniently located in a suburban setting, this home offers easy access to local amenities while maintaining a tranquil atmosphere. The asphalt driveway accommodates up to three vehicles, ensuring ample parking for guests. This property is not just a house; it's a place where memories are made, and dreams are realized. With its excellent condition and the promise of future renovations, this home is a rare find that combines charm, functionality, and potential. Don't miss the opportunity to make this enchanting residence your own and embrace a lifestyle of comfort and beauty.

845 Gephart Dr, Cumberland

Listing courtesy of Perry Wellington Realty, LLC. Contact:

807 Fayette St, Cumberland
$107,000
3 Beds ⋅ 2 Baths
Character, charm, and potential come together at 807 Fayette St in Cumberland. This 3 bed/1.5 bath home features a classic gable-front design and a full-width covered porch that adds inviting curb appeal and provides a great spot to relax and enjoy the neighborhood. Inside, the home offers a comfortable living room, a functional kitchen, and three bedrooms upstairs, providing plenty of space for everyday living. Outside is a spacious yard and rear deck, offering room for outdoor entertaining, gardening, or simply enjoying some fresh air. Conveniently located in Cumberland, this home puts you close to local shops, restaurants, and everyday amenities while offering the opportunity to make the space your own. Schedule your showing today and discover the possibilities!

807 Fayette St, Cumberland

Listing courtesy of Cummings & Co. Realtors. Contact:

511 Rose Hill Ave, Cumberland
$125,000
3 Beds ⋅ 1 Baths
AFFORDABLE WESTSIDE LIVING WITH INVESTMENT POTENTIAL! Why keep renting when you could start building equity of your own? Welcome to 511 Rose Hill Avenue, located on the desirable Westside of Cumberland. This half-duplex offers an affordable opportunity for a first-time buyer, downsizer, or investor looking to add another property to their portfolio. Inside, you’ll find 3 bedrooms and 1 full bath, a separate dining room, and a spacious kitchen with convenient laundry hookups. The refrigerator and stove convey, making your move that much easier. Wood and vinyl flooring add character and practicality, while natural gas radiator heat provides dependable warmth during the colder months. The home also features a partially finished basement offering additional usable space, along with a separate utility room for storage and everyday needs. Outside, enjoy a welcoming front porch, an additional side porch, and a rear yard with space to relax, garden, or entertain. On-street parking is available. Conveniently located near Downtown Cumberland, the library, I-68, restaurants, shopping, and everyday amenities, this property puts you close to everything while giving you the opportunity to invest in your own future. Whether you’re ready to stop paying rent and begin building equity or you’re searching for a potentially income-producing investment, 511 Rose Hill Avenue delivers value, location, and opportunity at a price designed to sell. Priced to sell—don’t let this opportunity pass you by! Schedule your showing today!

511 Rose Hill Ave, Cumberland

Listing courtesy of EXP Realty, LLC. Contact:

728 Dale Ave, Cumberland
$249,000
3 Beds ⋅ 2 Baths
This charming split foyer home, nestled in the desirable West Side neighborhood, offers a perfect blend of comfort and convenience. The well appointed kitchen boasts modern appliances, including a gas oven/range & wall oven making meal prep a delight. Enjoy breathtaking city and mountain views from your property, perfect for unwinding after a long day. The 0.23-acre lot provides ample outdoor space for gardening or play. Located in a vibrant community, you'll appreciate the nearby schools, and local amenities that enhance your lifestyle. With off-street parking, an attached garage, and a side-entry design, convenience is at your fingertips. Experience the warmth of this inviting home and the benefits of a community that truly feels like home. The home faces Dale Ave but you’ll access the driveway from Adams Ave. Schedule your showing today!

728 Dale Ave, Cumberland

Listing courtesy of Coldwell Banker Premier. Contact:

775 Fayette St, Cumberland
$150,000
3 Beds ⋅ 2 Baths

775 Fayette St, Cumberland

Listing courtesy of Blue Heron Realty. Contact:

513 Fayette St, Cumberland
$77,500
3 Beds ⋅ 1 Baths
PRICE IMPROVEMENT....Updated 3 Bedroom home on the Historic West Side for UNDER 80k.

513 Fayette St, Cumberland

Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty. Contact:

410 Fayette St, Cumberland
$169,500
5 Beds ⋅ 2 Baths
PRICE IMPROVEMENT for BEAUTIFUL WESTSIDE HOME! Updated all Brick 5 Bedrooms an 1.5 Bath home on the West Side for Under 170k.

410 Fayette St, Cumberland

Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty. Contact:

805 Fayette St, Cumberland
$139,500
3 Beds ⋅ 1 Baths
🏡 Looking for a move-in-ready home on the West Side for under $150,000? Here’s your chance! This charming home offers a spacious living room with a decorative fireplace, a formal dining room with beautiful wood floors, and a kitchen complete with appliances. The staircase leads to 3 bedrooms and 1 full bathroom, while the full basement offers an additional full bathroom and plenty of potential. Outside, enjoy a fenced rear yard—perfect for pets, entertaining, or relaxing outdoors. ✨ West Side location. Move-in condition. Under $150,000. This one deserves a look—don't miss your opportunity!

805 Fayette St, Cumberland

Listing courtesy of The KW Collective. Contact:

805 Braddock Rd, Cumberland
$147,000
5 Beds ⋅ 2 Baths
Great Home in move in condition ! DO NOT MISS Out ! Big move in ready Storage Building and more Nice Yard Big Bright Rooms Huge Basement with 1/2 bath can be made living area

805 Braddock Rd, Cumberland

Listing courtesy of Long & Foster Real Estate, Inc.. Contact:

11 S Smallwood St, Cumberland
$376,000
3 Beds ⋅ 3 Baths
ZONED RESIDENTIAL AND COMMERCIAL! Pristine Queen Anne Colonial Home. Premium Live-Work Space or Turn-Key Airbnb, Bed and Breakfast Asset in Cumberland's desirable West Side Historic District. Step into timeless character and massive investment potential at 11 South Smallwood Street. Perfectly situated for an upscale primary residence with the flexibility of offering a premium short-term rental (Airbnb, Bed and Breakfast), or a seamless professional office footprint, this beautifully maintained 18090 Colonial offers rare dual-zoning versatility--walking distance from the Courthouse, restored Downtown Cumberland, C & O Canal, Western Maryland Scenic Railroad, hiking paths, and other local attractions. The Airbnb/Bed and Breakfast Possibility: Investors take note--with gorgeous historic craftsmanship, beautiful hardwood floors, two stunning decorative marble fireplaces, elegant French doors, a lovely sunroom, and a wrap-around flow featuring a rare dual-staircase layout, this property is perfectly configured to operate a high-margin boutique lodging asset. A large basement offers excellent separate storage, and the spacious, fully-fenced side lot features a covered deck/gazebo, side porch, and a storage shed-creating a private outdoor oasis perfect for guest relaxation, entertaining, or outdoor events. The property also features a fully functioning, updated, and charming kitchen with granite countertops and a center island with sink. Commercial/Live-Work: Bypass corporate leasing costs; let your residence be where you both work and relax in today's hybrid work-from-home world. Certified for commercial operations, this West Side gem is a turnkey layout for law firms, medical specialists, CPA practices, or high-end content, media production, and coaching operations. There is on-site parking. Historic beauty, hardwood floors, modern updates, flexible layout, and unmatched hospitality possibilities all come together in one exceptional residential/commercial property. Well-maintained with complete pride of ownership and zero deferred maintenance. CASH OFFERS, RAPID CLOSINGS, AND TRADITIONAL FINANCING WELCOME. Schedule your private showing today and unlock this Historic Districts West Side gem's true potential. CALL TODAY!

11 S Smallwood St, Cumberland

Listing courtesy of EXP Realty, LLC. Contact:

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